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Through its four commercial brands, Cofidis, monabanq., Créatis and Sofemo, the COFIDIS Participations Group creates, sells and manages a wide range of financial services, including consumer credit, payment solutions, loan redemption and banking services.
The three pillars of our business model: Trust, Soundness and Responsibility.

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Sale of credit through our retail partners

The Group’s retail chains have expanded their range of credit products and offer their expertise to several hundred partners, including telephone operators, distributors’ networks, specialist retailers and others. These national brands have selected the Group’s expertise to offer financing solutions to their customers.
Another Group strength is its international reach, providing it with the ability to support its partners in their plans to expand within Europe.
COFIDIS currently offers services to its partners through the Group’s European subsidiaries across a range of distribution channels: in points of sale, specialist distribution networks, on the Web and door-to-door, a popular sales method in Spain.

Relationship excellence rewarded in Europe

The COFIDIS Participations Group’s long track record of excellent customer relations distinguishes it from its competitors.
Firmly committed to providing support to its customers for their everyday needs, the core values championed in the Group’s retail chains are transparency, close relations, responsibility, human values and innovation to ensure that the excellence of our customer relations is a major differentiating factor. The hallmark of each of our retail chains is the close relationship fostered with its customers, tailored to each application and to individual situations, even when services are provided remotely. The relationship factor is a key differentiator.