COFIDIS

COFIDIS trade: to create the concept, sell and manage consumer credits and cash for private individuals at distance only

Presence:
France - Belgium - Spain - Italy - Portugal - Greece - Czech Republic - Hungary - Romania - Slovakia.



	1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| FINANCE June : Foundation of COFIDIS: 85% 3 Suisses, 15% Cetelem to create a credit product. Company capital stands at 50 million francs December : capital increased to 100 million francs PROMOTION September : Test launch of the 4 Etoiles card, a private payment card, in 2 departments, Ille et Vilaine (35) and Maine et Loire (49). 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| PROMOTION November : Cofidis celebrates the 100,000th 4 Etoiles contract 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| INTERNATIONAL Foundation of Alfigen, a Belgian finance company in the 3 Suisses Group, which will become COFIDIS Belgium 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| PROMOTION January : a Freefone number is set up 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| PRODUCT November : Creation of the " Formule Libravou", which is tested on the 4 Etoiles customer file MARKETING AND PRODUCT PROMOTION July : New look for the 4 Etoiles card offered to all customers August : Credit insurance is offered to all 4 Etoiles customers INTERNATIONAL Alfigem becomes COFIDIS Belgium 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| PROMOTION May : Birth of T�nor, the Blanche Porte private card. PARTNERSHIPS May : Agreement between COFIDIS and Cetelem to launch an Aurore test on the 4 Etoiles file. FINANCE December : COFIDIS' company capital increases to 190 million francs 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| PROMOTION November : The target of a million 4 Etoiles cards is reached COMPANY The COFIDIS logo is changed 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| PROMOTION September : Pr�t sur Mesure is created and the first tests are launched. COMPANY 23 November : Joint COFIDIS / Cetelem press conference to mark the 4 Etoiles card's authorisation and access to the Aurore network. 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| PROMOTION June : Pr�t Auto and Pr�t Travaux are created. PARTNERSHIPS January : 4 Etoiles and T�nor cards gain access to the Aurore network. HUMAN RESOURCES September : The company takes part in the Raft Interentreprises Open at Les Arcs for the first time. INTERNATIONAL Cofidis Spain founded (Finadis). 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\|1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| MARKETING AND PRODUCT PROMOTION September : New look for the 4 Etoiles card. November : The "Formule Libravou card" created. 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\|1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| MARKETING - PROMOTION December : First radio adverts for Formule Libravou broadcast on RTL. HUMAN RESOURCES December : The mobility charter is created. COMPANY January : A TMO study gives Cofidis a 32% aided recall. The Cofidis logo changes FINANCE Standard & Poor 's, the financial merit rating company, gives Cofidis a T1 rating, the best on the short-term scale. 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\|1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| MARKETING AND PRODUCT PROMOTION 15 November : Formule Libravou has its first TV adverts. Formule Libravou is offered in the 3 Suisses, Blanche Porte and Mail Order Promotion catalogues. PARTNERSHIP COFIDIS now deals with almost all of the management of claims with CNP An agreement is reached with a view to launching the HELLINE card. FINANCE November : First bonded loan of 300 million francs. 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\|1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| PROMOTION January : The Helline card starts up February : " La Formule Libravou " is inserted in the 3 Suisses Spring/summer catalogue June : " la Formule Libravou " achieves its 500,000th opening. June : The 4 Etoiles card is offered in 3 Suisses shops. PARTNERSHIPS January : An agreement protocol is signed between Cofidis and EDF May : Agreement with 3 Suisses Belgium for the recovery of Unigro's debts in France. COMPANY January : Cofidis moves to a new concept, positioning and promotion strategy: "pleasure" credit. February : The new Cofidis logo is presented to the company, with the phrase "on the side of life". December : Cofidis joins the Mail Order companies' union. 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\|1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| PROMOTION January : Foundation of Projelec following the partnership with EDF August : Launch of the T�nor multi Mail Order card, with Decerny as the first partner. Sedao, Serge Cottereau and Compagnons du Foyer join later. October : Launch of the Cofidis Aurore card. MARKETING AND PRODUCT PROMOTION June : A welcome booklet is sent to customers who open a 4 Etoiles card account. November : 4x3m poster and bus shelter campaign for Formule Libravou with the participation of Alain Gillot P�tr�. MASS ADVERTISING December : the first brand image study is carried out. HUMAN RESOURCES May : The winning team in the 1994 Raft Open takes part in the Adventure Trek and comes 14th. COMPANY January : First press conferences in Wasquehal and Paris to present the 1994 results, then to present the launch of the T�nor multi Mail Order card. Cofidis joins the mediation system set up by the "Association des Soci�t�s Financi�res", ASF. FINANCE July : Syndicate loan of 400 million francs. 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\|1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| INTERNATIONAL FINALIS becomes COFIDIS Spain PRODUITS June : Launch of R�serve Travaux. June : 1st wave of removal of Formule Libravou and the T�nor card from Aurore MASS ADVERTISING AND SPONSORSHIP June : Cofidis Competition is founded with Fran�ois MIGRAINE as Chairman and Cyrille GUIMARD as General Manager July : Press conference in Wasquehal to announce the creation of a professional cycling team. COMPANY May : Fran�ois MIGRAINE is a guest on the programme "D�cideurs" on Europe 1. November : The Cofidis logo is changed: capital letters used for greater visibility INTERNATIONAL Foundation of Cofidis Portugal, a branch of Cofidis France. 3 Suisses buys the finance company Vecofin, COFIDIS Italy 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\|1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| PROMOTION July : "la Formule Libravou" is awarded the Credit Quality label Launch of Direct Cash in Spain MARKETING AND PRODUCT PROMOTION March : Launch of the website www.cofidis.fr. March : A new public telephone number is introduced: 0.802.302.302. June : The telephone platform is opened: 8.00 to 20.00, 6 days a week. MASS ADVERTISING AND SPONSORSHIP January : The cycle team is presented at the Espace Cardin, Paris. January : "L'Echapp�e", a newsletter giving information about the cycling team, is created. April : First awareness adverts on TF1, France 2 and France 3 with the film "Les mains". April : Over a hundred employees encourage the cycling time from the roadside during the Paris-Roubaix race, then at the "4 Jours de Dunkerque". July : 6 employees are involved with the publicity caravan at the Tour de France. July : 4x3m poster campaign on the "Tour de France" route. COMPANY May : COFIDIS brings out its company brochure PARTNERSHIP May - July : A new brand name is shown on the T�nor card: Linvosges > Jou� Club and Conrad Electronic join the T�nor network 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\|1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| PROMOTION August : The millionth Formule Libravou account is opened. Vidalibre is launched in Spain. MASS ADVERTISING AND SPONSORSHIP August : the Cofidis team comes first in the overall team rankings in the Tour de France August : First "Lieux de vie" test at the world track cycle racing championships. August : Arnaud TOURNANT is world champion over a kilometre and world team speed champion with Vincent LE QUELLEC. September : New "Lieux de vie" test at the Motor Show and Lille Home Exhibition. December : New TV film and new music: "You are the sunshine of my life�". COMPANY November : Press conference in Paris for the launch of Cofidis' "Cadran". The first issue is on the theme "Consumer Credit in Europe". 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| MASS ADVERTISING AND SPONSORSHIP April : Launch of the Cofidis Boutique. October : Arnaud TOURNANT is world champion over a kilometre. Laurent GANE is world individual speed champion. The two are world team speed champions. COMPANY April : The first CD-ROM is handed out at the Paris press conference on the 1998 results. 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| MARKETING AND PRODUCT PROMOTION July : The Wap service is tested. MASS ADVERTISING AND SPONSORSHIP April : Interactive terminals are tested on "Lieux de vie" June : Cofidis becomes official partner to the Classique des Alpes and the Paris-Tours race. September : Arnaud TOURNANT and Laurent GANE are Olympic team speed champions. FINANCIER November : Securitisation operation with an initial section of 183 million euros. 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| MARKETING AND PRODUCT PROMOTION March : Launch of the new website, www.cofidis.fr, which provides an on-line credit management service. Launch of COFIDIS Italy's website, www.cofidis.it MASS ADVERTISING AND SPONSORSHIP February : "Lieux de vie" carry out a Winter Tour. July : Andre� KIVILEV comes 4th in the overall rankings in the Tour de France. 10 October : Arnaud TOURNANT beats the world kilometre record in La Paz, Bolivia, with a time of 58.875 seconds. PARTNERSHIPS December : Cofidis and AOL become partners on the Internet. COMPANY February : Creation of the company site, www.cofidis.com. December : Cofidis wins the "welcome numbers" trophy, sponsored by France Telecom. FINANCE 30 October : Section two of the securitisation operation, worth 193 million euros. 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999 2000\| 2001\| 2002\| 2003\| 2004\| 2005\| 2006\| 2007\| MARKETING AND PRODUCT PROMOTION August : Cofidis France celebrates its twentieth birthday with its customers, with a multi-media sales operation. MASS ADVERTISING AND SPONSORSHIP 14 January : Cofidis sponsors the programme "Exclusif" on TF1. 14 April : The "Terrasses de COFIDIS " are set up in Cysoing for the Paris-Roubaix race. COMPANY November : Official inauguration of the Campus at Villeneuve d'Ascq December : A financial system is introduced to combat money laundering. 1982\| 1983\| 1984\| 1985\| 1986\| 1987\| 1988\| 1989 1990\| 1991\| 1992\| 1993\| 1994\| 1995\| 1996\| 1997\| 1998\| 1999