Year of creation: 1982  Shareholders: 3 Suisses International group, (85 %) and Cetelem (15 %)  COFIDIS SA Chief Executive Officer: Benoît COQUEVAL  COFIDIS trade: to create the concept, sell and manage consumer credits and cash for private individuals at distance only  Presence: France - Belgium - Spain - Italy - Portugal - Czech Republic - Hungary - Romania - Slovakia. COFIDIS, the reference in distance credit In 1982, COFIDIS launched the concept of credit by telephone based on the competences of its two shareholders: Distance selling, the trade of the 3 Suisses International group since 1932 Consumer credit, the trade of CETELEM since 1953 COFIDIS currently proposes a complete range of consumer credit products including revolving credit, instalment loans, COFIDIS credit cards and Internet payment solutions. COFIDIS is located in 9 european countries : France, Belgium, Spain, Italy, Portugal, Czech Republic, Hungary, Romania and Slovakia. Today COFIDIS is the leader in distance consumer credit, as can be seen by the key figures for its activity: Key figures on 31/12/2006 6,7 billion euros of outstanding credits 3,7 billion euros of financing 11,5 million of accounts 2 762 employees These figures, taken from the 2006 annual report, concern France, Belgium, Spain, Italy, Portugal, Greece, Czech Republic, Hungary, Romania, Créfidis and C2C.

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